Compare options & Apply for MSME Business Loan

Discover options to fund your business

Running business for more than a year?

  • Interest rate ranging from 16% to 20%.
  • For working capital needs, up to Rs 1 lakh.

Fill Details

* Fields are mandatory.
  • About Yourself

  • Date Format: DD dash MM dash YYYY
  • Gender
  • About Your Business

  • The Year you started the business.
  • Do you have business address proof of the current location?
    (For e.g: Light bill, MTNL/BSNL bill, GST, Shop Act Certificate, Rent Agreement or Property TAX receipt etc.)
  • Can MicroGraam share your loan application status & repayment information with the deAsra platform for various purposes?
  • Do you have a smartphone?
  • About Your Fund Needs and Security

  • What is the required Loan Amount?
  • Can you provide a Co-borrower?
  • About Your Business Banking

  • Can you provide the Bank Statement of your business transactions?
  • Do you have any of the following set up, like NEFT/ RTGS/ UPI/ NACH?
    (UPI such as; Google Pay, BHIM, Paytm, etc.)

SDDSS : Select the Best Options in 5 Simple Steps

Share: Business info

Discover & Compare: Options

Decide: What works best!

Select: The best match!

Start : The Process

Got questions?
Get answers about the MSME Loan.
Features and Benefits


To start, grow or  for working capital needs.


Individuals/Proprietors, Partnership Firms, LLP and Private Limited Companies.


dependent –
With Collateral or Collateral Free,
With or without Co-borrower / Guarantor.


dependent –
The maximum repayment period is up to 5 years


Equated Weekly Installments or Equated Monthly Installments.

Small Businesses Supported

₹ 0 cr

Loan Amount Facilitated


Free Online Business Guides


Under different loan schemes, interest is calculated either on the reducing balance basis or fixed balance basis.

Usually, the NBFCs/Banks give the initial 1 to 3 months as the moratorium period after disbursing the loan amount.

It entirely depends on the NBFCs / Banks who will be providing the loan. But yes, there can be delayed or default EMI/EWI charges.

The payment of EWIs/EMIs should be made through UPI, NEFT/RTGS, NACH.

Yes, the CIBIL score is an important factor. NBFCs / Banks check the credit history of the borrower and assess the business on different factors such as past loan track record, repayment history, etc. and come up with their individual assessment results.

Yes, a business having entity-specific documentation in place, such as partnership deed, MOA, AOA are eligible for this loan.

Our partners in the journey

deAsra is associated with many organizations in the mission of promoting mass entrepreneurship.These organizations include funding partners, service partners, like-minded NGO’s and CSR’s workingtowards generating jobs through entrepreneurship, and entrepreneur clubs